Baccarat Online – How to Play the Game and Become a Pro

Baccarat online is one of the most preferred ways to spend leisure time while in the comfort of your home.

If you are new to Baccarat online games, then this article will help you learn more about the game. One of the reasons why Baccarat is loved by many people is because it is easier and fun to play than it appears. However, you must follow a very strict procedure when you place the bets.

This complete guide covers all there is to know about Baccarat, including but not limited to rules and bet types, strategies and tips, popular variations, where to play Baccarat games online and more. Additionally, we’ve provided answers to some common questions about online Baccarat.

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Baccarat Online – Rules and Bet Types

As aforementioned, Baccarat is a simple casino game in general. The objective of the game is to get the sum of your cards as close to 9 as possible. Additionally, there are numerous types of bets you can place at different online casinos. In this section, you will find the basic rules of playing and the popular types of bets that you can pick.

Basic Rules

Before coming up with winning strategies in online Baccarat, it is essential to know the rules of playing. Typically, a standard game of Baccarat has two participants, ‘the player’ and ‘the banker’. You can play this game with as many as 3 to 6 52 card decks. All the cards are dealt from a special box known as ‘a shoe’. 

Your goal is to ensure that you get a hand total of nine or as close as possible without exceeding. In online Baccarat, cards from 2 to 9 are counted as their face value. This implies that 2 is worth 2, 5 is worth 5 and 9 is worth 9. On the other hand, the face cards are counted as 0. 

Additionally, 10, jack, queen, and king are all worth 0 and the ace is worth 1. Please note that joker cards are not used in Baccarat.

At the beginning of the game, both the player and banker get two cards. In case either of the sides – player or banker – has a total of the 2 cards equal to 8 or 9, then the hand ends and the winner is announced. These hands are known as naturals in Baccarat.

It should be noted that the game ends immediately with a natural winner with a total of 8 or 9 is found. Unfortunately, these natural win scenarios come only once in a while.

baccarat online rules

3rd Card Rule in Baccarat

The 3rd card rule is one of the most intricate rules in online Baccarat. This rule dictates that the Player and Banker can get a third card only after they hit a specific total. You will be given the third card first only if you qualify for another card.

Types of Online Baccarat Bets

As aforementioned, two hands are dealt in Baccarat online, where the winning hand is one with the highest total. You can easily figure out how the wagers are used from their labels. 

Since this is a game of chance, there is nothing you can do to influence the outcome. Here are descriptions of the different types of bets you can place at top online casinos:

The Banker Bet

The ‘Banker’ bet is one of the most popular wagers because it offers the lowest house edge. However, the casino gets a percentage that will vary depending on the casino and the Baccarat variation.

The Player Bet

The ‘Player’ bet is the second most sought after wager in Baccarat online games. Moreover, it has a friendly house edge and quite easy to use. By betting on the ‘Player’, you decide that this specific hand will be the winner.

The Tie Bet

If you choose to place ‘the Tie’ bet, you hope that the Banker and the Player will have the same value. Although the payout of the ‘Tie’ bet is more appealing than other options, it has a very unfavourable house edge.

baccarat online game

Baccarat Strategies & Tips

Even though Baccarat is a game of chance, there are several tips you can use to consistently win while playing online. Some of the tips and strategies include:

  • Understand the rules of the Baccarat game you are playing;
  • Know how the odds work;
  • Learn bankroll management skills;
  • Always quit when you are leading;
  • Find a reputable online casino.

Online Baccarat Variations 

For the longest time, casinos were offering one form of baccarat variation – the Punto Banco. This is still happening in many casinos. However, thanks to baccarat online software providers, other variations have become popular too.

In all the popular variations, a player has to get a natural nine or eight from the first two cards or get a third card and score closer to the perfect nine. 

Chemin de Fer 

Chemin de Fer is a multi-player variant whereby players can’t bet on the banker. The banker bets a specific amount that can be matched by one player. The other players have to keep betting until the amount they get is equal or exceed what the banker has. 

The player staking the highest amount becomes the first to play. Both the banker and the player check their hands and reveal if they have a value of 8 or 9. 

Baccarat en Banque

Here, only three decks of cards are used while the dealer or the banker is decided at the beginning of every game. Players then place bets and deal the cards. This begins with a player dealing a card to the right, another to your left and one to the bank. A dealer then deals second cards following the previous steps. Here you bet on both your hands and not the banker’s hand.  

Punto Banco

Another baccarat online variation is the Punto Banco. Just like Chemin de Fer, the variant is played using 6 decks of cards. This variant follows the usual 2-hand format where one hand is designed as the player while the other as the banker. Here, you bet that one or the other hand will win or both will tie. 

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Counting Cards – Is It Possible in Online Baccarat

Card counting is a common strategy that is widely used in different casino games. Unfortunately, this strategy doesn’t work when you are playing online. 

The reason why card counting is not possible in Baccarat online is simple. Online casino games are using a Random Number Generator (RNG) and after every round of baccarat the cards are shuffled. That makes it impossible to predict what card will be dealt next.

Where to Play Online Baccarat for Real Money

Many casino sites offer Baccarat online today. However, before you choose your real money online casino, you must consider several factors. 

Some of the key things to keep in mind include licensing and regulation, range of games and providers, types of bonuses and promotions, banking options and limitations, compatibility and customer support service. 

The best baccarat online casino sites to check out include:


Dafabet is one of the world’s leading online casinos. It hosts some of the best gaming products, including popular variations of online baccarat games. The site is fully licensed, safe and employs highly qualified support agents.


Bet365 is an all-in-one gaming site that offers the best in-play services. The site features games from some of the world’s top-notch software providers. Also, the site is optimized to fit on all platforms, including mobile and personal computers.


If you are looking for the best casino bonuses, 1xbet might just be the answer for you. Moreover, the site has a simple interface which makes it friendly to new players. The customer agents are available around the clock to provide any assistance you need.

Free Baccarat Games

Free online Baccarat betting sites are the most sought in the market. Not only are the games exciting, but also, you can play them for free. Playing Baccarat online for free is one of the best ways to learn the rules and different variants before advancing to real money gaming. 

Conclusion – Why Play Baccarat Online

To sum up, in this comprehensive guide we have provided you with all the information to help you improve your knowledge about online Baccarat. Generally, the Baccarat game is designed to offer a thrilling gaming experience whether it’s in a live casino or standard gaming sites. In case there is anything you don’t understand, we’ve added an FAQ section with instant answers.


The house edge for the three common bets is – the banker 1.06%, the player 1.24% and a tie has 14.36%.
Yes. You can play and enjoy baccarat online for free at selected online casinos.
No. You cannot manipulate online baccarat because it is powered by RNG software that determines fair results. 
Yes, you can play different variants of online baccarat for real money. Play at any of the listed online casinos on this site.
Unfortunately, you cannot count cards in online baccarat.